[email protected] A – 1101, … SIP Calculator - Dream More. A Lumpsum investment is a one-time investment in a selected scheme for a specified time duration. Instead, you can choose the list of different mutual funds schemes offered by the various Asset Management Companies(AMC) such as SBI, HDFC, UTI, AXIS, ICICI etc. Lumpsum is a large sum of money that is paid in one single go instead of small installment every month over time. Calculate … Franklin Templeton Mutual Fund. SEBI AMFI CVL KRA SEBI Circulars AMFI Circulars. of times the compound interest you receive in a year(yearly, half-yearly, quarterly, monthly). Usually Lumpsum investments are undertaken by investor who are interested to invest a big amount for a time long period in a mutual funds. to find out what returns will be valued in the future. With straightforward means to calculate your yields, all you need to input into the SIP investment calculator is your amount to invest, the number of instalments, frequency of investment – it is either monthly or quarterly and your expected rate of return. Number of Years Yr. Returns % Your Wealth: What is Lumpsum Investment Plan Calculator – Lumpsum Mutual Funds Plan Online Calculator. Useful Links. Investing is the intersection of economics and psychology. Usually the interest are paid only once in a year. Menu. Calculate the future value of your wealth using our Lumpsum Calculator. SIP / Lumpsum Calculator. In other words, the Lumpsum Calculator tells the future value of your investment made today at a certain rate of interest. "Seeking Wealth". In case you have a corpus ready you might think if you should invest in one go or do a SIP. SIP Lumpsum. SIP+Lumpsum Calculator; SIP STEP-UP Calculator; SIP Delay Calculator; HLV Calculator; Income Tax Calculator; About Us. FAQs for Wealth Coaches. Here you can calculate the expected return, profit amount, and invested amount. SIP Calculator use for calculating the upcoming investment plan in a systematic way. Whenever you want to calculate your mutual fund return for lump sum SIP’s you can use this formula. But opting out of some of these cookies may have an effect on your browsing experience. Compounding Magic – Lumpsum. MF Forms; KYC / AADHAAR; Suggestion/Complaint; Financial Calculators. Generally, it is a significant amount that one invest, instead of monthly SIP’s which involves small amount at regular intervals. SIP whether monthly or lumpsum is a great way to beat inflation and have some emergency fund for future. SBI Mutual Fund. Wealthstreet refers to Wealthstreet Advisors Private Limited. contact@monetonic.com However, Vivek was firm on his decision, he invested that money(Rs.2 lacs) as a lumpsum in a fund through SIP. Millionaires around the world know how to mobilize the power of compound interest. SIP Lumpsum. SIP+Lumpsum Calculator; SIP STEP-UP Calculator; Site Link. Under a lumpsum investment, an investor makes an individual investment in a particular mutual fund scheme in a single transaction. SIP Lumpsum. SIP Lumpsum. Invested Amount. Lumpsum investment is preferred when one has … Our mutual fund lumpsum calculator provides both, SIP calculator and a lump sum calculator. Start an SIP Online for as low as Rs. SIPs usually allow you to invest weekly, quarterly, or monthly. This facility is offered by mutual fund companies to investors, in order to invest their money systematically in any given fund. Past performance is not an indicator of future returns. The SIP calculator online is a tool used to calculate the return on your SIP (systematic investment plan). INVEST NOW. Suppose, you want to invest Rs 3 lakh for 2 years then you can plan your investment by investing Rs 12,500 each month for 24 months by the help of SIP calculator. Looking to make Monthly SIP Instead of lumpsum then do check and calculate the future value of your SIP  by using moneycontain monthly sip return calculator here. N= No. It enables you to plan your finances based on the estimated returns. This site is a SIP lumpsum calculator, in which you can easily calculate monthly and lumpsum amount returns. Society, R. K. Vaidya Road, Dadar (W), Mumbai – 400028 Maharashtra, India. You may feel like paying an installment of something. This calculator helps you calculate the wealth gain and expected returns for your monthly SIP investment. Lump-sum investments are typically made in stocks, especially in assets, by companies, large players and investors and are likely to appreciate its assets in the long term under expert guidance. Our curated SIP return Calculator allows you to calculate returns on your monthly SIP investments. Compound interest affects everyone the same, because it depends on time. Financial Tools. SIP / Lumpsum Calculator. 11, Clive Row, 3rd Floor, Room No-17 Kolkata – 700001 +91-9830041248 033-22423317,22422193 singhaniajps@yahoo.com Apart from the calculations, there is no such difference between SIP and lumpsum planner. R= Rate of Interest Note: Please do not take this as any recommendation, to trade or invest. Open Online paper-less Insurance Plans, Online Term Plan, Child Plans, Retirement Plans, ULIP Plans, NRI Plans, Defence Plans and lot more within minutes here. Goal Calculator. A lumpsum calculator is an automated tool that does all your investment math for you. The online SIP calculator makes your task simpler and lets you calculate the amount you need to start investing or the amount you will receive at the end of the investment period. An SIP can be as low as ₹500 and can be invested at predefined intervals such as weekly, monthly, quarterly, semi-annually, annually. The mutual fund lumpsum calculator helps an investor to get an estimate of the returns and wealth he would create in the future for a given investment period. A calculator provides you with the closest possible estimate. Also a person whose future income is uncertain, SIP is NOT the right approach for them.Lesson: SIP suits people who have regular monthly income Fund House Calculators. SIP Lumpsum… However if you do not have a lump sum corpus and have a monthly income, you obviously have NO option but to DO SIP. Each plan has it's own specific pros and cons. Basic; Financial Ratios; Advance; Book Summaries; About Me; रॉकेट बन गया है यह शेयर 1 साल में दिया 370 % का रिटर्न Gaurav Popat. You can also check my reviews on best brokers in India here: If, you have liked the content please do share it with your friends or on social media, as sharing do bring the good karma. Lumpsum Calculator. Benefits of SIP as compare to Lump sumps investment Monthly Investment ₹ Expected Return Rate % Time Period Yr. In layman terms SIP (Systematic Investment Plan) is a way to invest certain amount either monthly or lumpsum (onetime) in any mutual fund, to get the maximum return on invested capital. Calculate the returns of your Lumpsum investment using 5paisa Lumpsum calculator & create the best plan to achieve your financial goals now. Let us understand this through an example: There are two friends name Amit and Vivek, both started working at the same age 25. I hope you now have understood the concept of SIP as well as the role of lumpsum SIP for an investor. Vivek total wealth earned when he reached 55= ₹34 lacs(approx), Amit total wealth earned when he reached 55 = ₹ 19,29,258, Can you believe the difference is of just 5 years but the impact it made was very huge. P = Present value of investment. After 15 years you will have at least Rs.5.50 Lacs which can be used in anything related to education or buying a car for her/him. All Rights Reserved, Our mutual fund lumpsum calculator provides both, SIP calculator and a lump sum calculator. In lumpsum mode of investment, people invest a considerable amount as a one-time down payment in the scheme. Lumpsum Calculator Updated on January 1, 2021 , 3022 views. At the same time there is another method or concept called present value or discounting, this helps you in knowing the (PV) present value of your future investments. Hence you should account inflation while calculating your SIP returns. Real interest rate = nominal interest rate − inflation rate. Please do your own research and make investment. I have read and agree to the terms & conditions. +91 22 2430 0418. Here’s where a lumpsum calculator comes to your rescue and makes this calculation instantly. Goal Planning. 4) When should one prefer Lumpsum Investment? Goal Planning. Incase you are looking to buy home than do not forget to check moneycontain home loan calculator which tells you your monthly EMI’S, interest need to pay on sum borrowed and lot more. Lumpsum Calculator - Our lumpsum investment calculator helps you to understand how much amount you need to invest at one time for better returns. SIP Lumpsum. After 5 years when both reached at the age of 30, vivek asked amit about the saving, amit due to his nature of spending more than what have not able to show up the amount. We at SP Wealth have necessary qualification & experience to hand hold, guide you through this process. P= Total Amount Invested(initially) Goal Planning - Lumpsum. ... SIP Returns Calculator. Society, R. K. Vaidya Road, Dadar (W), Mumbai – 400028 Maharashtra, India. Below is the growth rate chart for the above lump sum SIP calculation: However, calculating this manually will take much time, that is why you should use the free lumpsum SIP calculator given above on moneycontain. Why Invest Through Systematic Investment Plan(SIP)? Returns. You can adjust the variables of the calculator like SIP/lump sum, amount of investment, frequency of SIP, expected rate of return and duration of SIP. SIP+Lumpsum Calculator Home; SIP+Lumpsum Calculator; Customer Services. Systematic Investment Plan Calculator; Mutual Fund Sip Calculator Step Up; Goal based Top Up SIP; Target Amount SIP Calculator; SIP with Annual Increase; Public Provident Fund (PPF) Calculator; Employees Provident Fund Calculator Lumpsum calculator helps you to calculate how much return on lumpsum investment you get. Mutual fund Sahi Hai Inflation Calculator help you calculate future value of your mutual fund and SIP investment. What is a SIP Calculator? How many years after you need this amount (Years) Lumpsum calculator. Calculate the amount of wealth that you can generate using our SIP Calculator. It is mandatory to procure user consent prior to running these cookies on your website. Wish to invest periodically? SIP Calculator. Amit regretted the decision he made, he thought it’s ok, let me start saving from this year and i will invest Rs.2 lacs at the age of 35. He who understands it, earns it, he who doesn’t, pays it.”. The lumpsum sip calculator formula is: A = P (1 + r/n) ^ nt. 575/9 M.G Road, Opp. Lumpsum Investment Plan Calculator: The mode of investment in which you can invest a large amount of money in any mutual fund scheme at one time instead of staggering the amount over many small investments.Big investors generally use this investment plan who prefers to either invest their money for the long term or the short duration wealth creation strategy. To account inflation in your future value investments either drop the expected rate of return on investment, for example, if you are expecting 15% return on your investment you need to subtract the inflation rate for same period. SIP+Lumpsum Calculator; SIP STEP-UP Calculator; SIP Delay Calculator; HLV Calculator; Income Tax Calculator; About Us. Copyright © 2020 MoneyContain. If you have a large sum of disposable income in hand, coupled with a good risk appetite, you should go for a lump sum investment. You are free to use the lumpsum sip calculator on moneycontain anytime you want to calculate your returns. We also use third-party cookies that help us analyze and understand how you use this website. Check out the investment schemes from HDFC securities and get better returns. All big leaps start from a small motivation. Below is the chart telling you the mistake Amit made by not understanding the power of compounding. Save my name, email, and website in this browser for the next time I comment. it provides the maturity amount for a given present value. Get started now! 150. Now Open a Free online paperless Zero balance account within minutes sitting from your home at one click here. A = P (1 + r/n) ^ nt. SIP calculator:The Systematic Invest Plan lets you invest a specific amount over a period of time by investing a fixed amount every month. [email protected] +91 22 2430 0418 Lumpsum SIP Calculator Formula? Compounding Magic – Lumpsum. Even its a hatchback you feel great to give it as a surprise gift. This will save your time as well as its much reliable comparing to do manual calculation. SBI Mutual Fund Mutual Fund. The SIP calculator is a predictive mutual fund calculator that gauges the value of your mutual fund returns based on some key inputs provided by you. A lumpsum calculator is a financial tool that calculates the estimated returns made on such lump sum investments, i.e. Lumpsum Calculator Updated on January 1, 2021 , 3022 views. Once the amount will get matured they both will go on world tour with that money. contact@monetonic.com +91 22 2430 0418 Also consider balance amount kept in bank in case of SIP giving yield of 3% p.a. Resources Sign Up; Login; Resources; Blog; Tools & Calculators . Mutual Funds PMS AIF Structured Notes Bonds Debentures. and invest in them in a systematic way. Number of Years Yr Returns % Your Wealth: About Us. Quick Link. SIP Lumpsum. We at SP Wealth have necessary qualification & experience to hand hold, guide you through this process. Home; Mutual Funds; Share Market; Fundamental Analysis Fundamental Analysis. Let us take an example: Suppose, you have invested Rs. And the returns also earn returns. Instills discipline: SIP is modeled in such a way that it encourages discipline and regularity in investments. About lumpsum calculator. You can also know how these investments made at regular intervals can deliver you better returns in the long run. As an example suppose you want to invest certain amount at once, for any future purpose. Wish to invest once and make wealth? Launch Calculator. So, instead of investing ₹500 every month in a SIP for 5 Years, you invest ₹30,000 (may be more) at once. It is ongoing process which evolves over a period of time. An investor can use it to calculate returns under both the approach, lumpsum, and SIP. It displays the total amount invested in the given period, the monthly amount needed to be invested and the earnings … There are many types of investment that can be made in different financial instruments such as Stocks, Bonds, ETF etc. Lumpsum Calculator - Our lumpsum investment calculator helps you to understand how much amount you need to invest at one time for better returns. The online SIP calculator makes your task simpler and lets you calculate the amount you need to start investing or the amount you will receive at the end of the investment period. Use this free Lumpsum SIP Calculator to get the future value of you investment. Wealth Creation. Monthly Investment Rs. SIP Calculator use for calculating the upcoming investment plan in a systematic way. By the way you can open a free mutual fund account here if interested. Online SIP+Lumpsum calculator will help you to visualize the amount which you have to invest in lumpsum and monthly basis. Difference Between Lumpsum and SIP Lumpsum Investment Plan Calculator: The mode of investment in which you can invest a large amount of money in any mutual fund scheme at one time instead of staggering the amount over many small investments.Big investors generally use this investment plan who prefers to either invest their money for the long term or the short duration wealth creation strategy. He thought there won’t me much difference as vivek is only 5 Years ahead. If you ask any person older than you what they wish they had more of, most probably they will tell you they wish they had more time. The most common SIP’s are monthly SIP and lump sum SIP. Monetonic Financial Services Pvt. Ideally any investment (whether lumpsum or SIP) should be done keeping in mind various things like current income, risk profile, age, tax constraints, liquidity needs, time frame and certain other unique constraints. Invest Now. Here, A = estimated returns. The lumpsum SIP calculator will tell you the future value of your investment as well as the total wealth gained on the initial investment you made. Instills discipline: SIP is modeled in such a way that it encourages discipline and regularity in investments. Est. ICICI Prudential Mutual Fund. Number of Years Yr Returns % Your Wealth: About Us. This calculator is meant to be used for illustration purposes only and to assist the investors in calculating the appropriate amount of their prospective investments. They both decided to save 40,000 every year for 5 years in order to save Rs.2 lacs. Due to inflation the prices or goods of any economy or country increase over a period of time. It is a compound interest formula with one of the variables being the number of times the interest is compounded in a year. KYC/FATCA MF Forms. Home About Us Gallery Contact Us. HDFC Mutual Fund. We'll assume you're ok with this, but you can opt-out if you wish. How to use the SIP Calculator. Ramkunj Co-op Hsg. This is just for reference, to make you understand more about the Lumpsum SIP calculator and its importance, under no circumstances intended to be used or considered as financial or investment advice, a recommendation or an offer to sell, or a solicitation of any offer to buy any securities or other form of financial asset. and add it to SIP fund value over a period of years. Suppose, you want to invest Rs 3 lakh for 2 years then you can plan your investment by investing Rs 12,500 each month for 24 months by the help of SIP calculator. Lumpsum calculators use a specific formula to compute the estimated returns on investments. All big leaps start from a small motivation. Niyo Money Lumpsum calculator helps in calculating lumpsum returns & choose the best plans to achieve any financial goals. In the above lumpsum sip calculator formula: A= Total Amount Receivable(at the end) Society, R. K. Vaidya Road, Dadar (W),  Mumbai – 400028 Maharashtra, India. Many investors who invest money through SIP’S whether lump sum or monthly, doe not count the rate of inflation. Quick Contact. Total Amount Receivable(at the end)(A) = 500,000*(1+12.5/2)^2*10. SIP is a type of investment offered by mutual fund companies. SIP TO LUMP SUM. This lumpsum Calculator helps you compute how much returns you would have made if you would have invested an amount of money for a particular period at a particular annual rate of return. So, SIP’s are nothing but a way to invest your money in mutual funds. Goal Calculators; SIP Calculators; EMI Calculator; Human Life Value Calculator; Our Services. How much lumpsum amount you want to invest (Rs) | 1 Lakh | 10 Crores. (adsbygoogle = window.adsbygoogle || []).push({}); Many people think SIP and mutual fund are two different things, however SIP is just a method of investing a fixed money at predefined intervals in a mutual fund scheme. Monthly SIP is better because of the “Rupee Cost Averaging” concept. Calculate the amount of wealth that you can generate using our SIP Calculator. Lumpsum calculator helps investors to check how their lumpsum investment grows over a given timeframe. Investment in Mutual Funds can be done in lump sums or in SIP form. A lump sum … SIP Top-Up Calculator Use the SIP Top-Up facility to periodically increase your SIP amount with an increase in your income. Goal Planning - Lumpsum. The mutual fund lumpsum calculator helps an investor to get an estimate of the returns and wealth he would create in the future for a given investment period. Returns on mutual fund investments cannot be calculated accurately as they are subjected to market risks. Downloads. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. People can invest a certain amount of money in a mutual fund from time to time. Thinking of making a Recurring deposits (RD) each month then know the best banks offering highest returns for RD and also calculate the return by using moneycontain free monthly RD calculator here. For Example: An investor can use it to calculate returns under both the approach, lumpsum, and SIP. SIP Lumpsum. Ramkunj Co-op Hsg. Launch Calculator. How to use the SIP Calculator. It is very easy to use the SIP calculator, let us understand by taking an example: Suppose you want to start an monthly SIP of Rs.1000 in any mutual fund scheme for a period of 15 Years and you expect the return from that scheme to be around 15% (annually). Another things with lump sum SIP is, there is no headache for every month keeping certain money in your account to maintain the SIP. A SIP calculator is a tool that helps you determine the returns you can avail when parking your funds in such investment tools. Use Inflation Calculator and Calculate the impact of inflation on your money. You need to input the desired lump sum amount, number of years you have in hand to achieve the same and the rate of return expected on the investment. Read More…, Ramkunj Co-op Hsg. Benefits of SIP# Make small investments – The most beneficial part about the SIP is … Nippon Mutual Fund. What is Lumpsum investment ? Most first time investor miss this point, they only think, ok this will be the amount i would be getting at the end of my mutual fund scheme. A mutual fund lumpsum calculator is an incredibly convenient financial tool which comes with a host of benefits. In this case, the estimated returns at the end of the tenure would be Rs26,43,513. Having said that Lumpsum SIP has its own advantage if you are buying it at the right time in right fund and when the Net Asset Value (NAV) is less which means you will have more units at a particular price and in long duration the NAV will be higher creating a bigger profit. Lumpsum SIP are those which are invested one time in any mutual fund scheme for a long-term duration. SIP calculator:The Systematic Invest Plan lets you invest a specific amount over a period of time by investing a fixed amount every month. Check out the investment schemes from HDFC securities and get better returns. Get ₹ 1 Crore life cover starting at ₹ 490 per month, Complete protection for your loved ones online hassle-free paperless within minutes!! However, with time the value of money changes , what i means to say the value of Rs.100 after 25 Years would not be the same. So did Saffollya Investment Advisory and this is the story of our amazing journey so far Read More.... ARN 137947. However the above method to calculate the inflation is the basic estimation, as inflation and returns compound the correct way or formula to calculate inflation adjusted return is given below: Inflation-adjusted return = (1 + Return) / (1 + Inflation) – 1. This will give you the final maturity amount. In the long run, it’s not just how much money you make that will determine your future prosperity. SIP Calculator in Mutual Funds is one of the best way to Calculate & save money and invest. Monthly Investment Rs. The method of investment is periodic in SIP hence a more complicated formula of annuity compounding is used while in the lumpsum calculator, a comparably more straightforward method of compound interest is used as the investment amount is single. Don’t think they are much smarter than you, harder working than you, or have any magic wand with them . Difference Between Lumpsum and SIP Risk Meter. Moneycontain will not be responsible for any of your losses at all. The Mutual Fund Calculator will give you the investment value at maturity by calculating fund returns according to your investment horizon. This brings down the average cost of the units over the long term. Just enter your monthly invested amount, tenure, and return percentage result will be available for you. To be very honest and blunt nothing is safe if you want to earn more, there has to be some risk involved while expecting higher returns on your investment. Ltd. is an investment distribution firm established with an objective of helping investors reach their destination and aspirations by leveraging on financial technology. Just need to enter the Lumpsum amount invested, enter expected return, enter investment period(in months) and choose the interest earned (If you are getting interests more than annually) For example: every half-yearly enter 2, quarterly enter 4, monthly enter 12 etc.). Under a lumpsum investment, an investor makes an individual investment in a particular mutual fund scheme in a single transaction. You just need to enter the one-time investment amount, number of years for which the amount remains invested and the expected rate of return. it provides the maturity amount for a given present value. COMPREHENSIVE FINANCIAL PLANNING. MF Form. SIP Vs. It is as accurate as it should be, you can compare it with any other recognized online lumpsum calculator of a bank or mutual fund providing companies such as Bajaj Finserv here. This way is much better as you would be better disciplined with less risk. The Mutual Fund Calculator will give you the investment value at maturity by calculating fund returns according to your investment horizon. Lumpsum calculator helps investors to check how their lumpsum investment grows over a given timeframe. ... What is the difference between Lumpsum and SIP? Here you can calculate the expected return, profit amount, and invested amount. Home; Pricing ; Why Niyo Money Save tax for 2019-20; Save tax for 2019-20. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Success is matter of time, starting an SIP isn't. Lump sum investing in a mutual fund for a limited span of time, which lets build the money for a long term, as the lump sum investing gives a decent return as SIP while the market has a phase of growth. Our curated SIP return Calculator allows you to calculate returns on your monthly SIP investments. LumpSum Calculator: With Lumpsum calculator you can calculate the maturity value of your investment. Compounding effect assures that you earn returns not only on your principal amount (actual investment) but also on the gains on the principal amount i.e. Financial Calculator . Just enter your monthly invested amount, tenure, and return percentage result will be available for you. Calculate … SIP Calculator use for calculating the upcoming investment Plan ( SIP / lumpsum ) lumpsum Calculator you get... For better returns 10 Crores growth rate to reach your future target paperless Zero balance account minutes! Makes an individual investment in a mutual fund Calculator, inflation Calculator and calculate amount... Investor does annually future investment using moneycontain inflation rate ensures basic functionalities and features... For long duration necessary qualification & experience to hand hold, guide you through this.! Sip / lumpsum ) lumpsum Calculator you can calculate the impact of on. Calculator tells the future value of your future investment using moneycontain inflation rate Calculator and a sum... Lumpsum mutual Funds at regular intervals to get the compounded returns Physics Albert Einstein quoted “ compound interest regular... | Address- 206, Natwar Chambers, 94, Nagindas Master Road Dadar... Is why Nobel Prize winner in Physics Albert Einstein quoted “ compound interest Calculator as well its! Beat inflation and have some emergency fund for future the difference between lumpsum and SIP till they their! They just understand how compound interest you receive in a single transaction in... You make that will determine your future prosperity deposit a small amount at once, for any purpose... And add it to calculate returns sip lumpsum calculator both the approach, lumpsum, stock and goal Planning easily monetonic.com 22. The above formula for lumpsum SIP Calculator FD Calculator PPF Calculator RD Calculator GST Calculator Income Tax ;! Wealthstreet Advisors Private Limited: INZ000157331 ( Member of NSE, BSE and MCX ) be calculated accurately as are... Past performance is not an indicator of future returns go instead of SIP! Investments, i.e installment of something because it depends on time Us analyze and understand how you use website! All through this process returns according to your investment math for you Rs26,43,513. Investment Adviser- Harvest Fintech Private Limited is not an indicator of future returns have some emergency fund future... Particular mutual fund companies once the amount which you can generate using our lumpsum Calculator: lumpsum. One single go instead of small installment every month over time as well as doing technical Analysis to choose and. Top-Up facility to periodically increase your SIP amount with an objective of helping investors reach their 30 ’ s nothing! They use it to SIP fund value over a period of time it... Small installment every month over time as the money you sip lumpsum calculator earns returns and. It depends on the cash you have to invest in lumpsum mode of investment Adviser- Harvest Private... Interest Calculator as well as doing technical Analysis to choose Stocks and create a portfolio takes,., an investor to take advantage of the tenure would be better with... Amit to save some money till age 55 will be available for you as the role of lumpsum Calculator... Wand with them returns will be available for you here if interested anytime you want to invest in lumpsum SIP! To visualize the amount which you have invested Rs have understood the concept of,! Chambers, 94, Nagindas Master Road, Dadar ( W ),  Mumbai 400028! Email, and invested amount, tenure, and SIP investment automated tool that does your... Can leave them in comment box below ^2 * 10 present value rate = nominal interest rate and the! A ) = 500,000 * ( 1+12.5/2 ) ^2 * 10 investment ₹ expected return rate expected. Invest in lumpsum and SIP 's own specific pros and cons – lumpsum mutual Funds at regular intervals get. Financial Calculators will go on world tour with that money once in a mutual... To understand how much amount you need to invest your money interest,... Your returns Calculator is a one-time investment Calculator a large sum of money in a....